Wednesday, September 30, 2020

September 2020 Dividend Income: En Vanguard




 Debates may be dumpster fires, but dividends are money, both literally and figuratively.  Yes, with September coming to a close, it's time to log the income that dividends brought in.  Where most investing bloggers shine in the quarter enders, mine are usually the weakest.  It's especially jarring after the mid-quarter month.  Nevertheless, we move forward and progress where we can when we can.  In that spirit, let's get on to the numbers.


Kroger (KR): $1.12  Up $0.13 from last quarter due to DRIP and, I believe a dividend increase.

SJW Group (SJW): $0.32  Same as last quarter

Johnson and Johnson (JNJ): $0.03  It didn't take long for the RobinHood buys to start making an impact.  I'm not complaining, though.

AGNC: $0.14  Same as last quarter

Emerson (EMR): $0.04

CenturyLink (CTL): $0.28  Same as last quarter

Flowers Foods (FLO): $1.05 Up a penny from last quarter

Walgreen's Boots Alliance (WBA): $0.47  Up a penny

3M (MMM): $0.04

Realty Income (O): $0.99  Up a penny from last quarter and the same as last month

Wendy's (WEN): $0.36  Same as last quarter

McDonald's (MCD): 0.03  Seriously, those Robinhood buys were a game changer.  Not only do I have two rival fast food companies paying me dividends in the same month, but they pay on the same day.

VF Corp (VFC): $0.49  Same as last quarter

Vanguard High Dividend Yield ETF (VYM): $0.07

That brings the grand total to $5.43, up $0.37 from last quarter, but down $1.84 from last year.

Meanwhile, over in the 401K, two funds paid. The Baird Aggregate Bond Fund paid $0.77 and the DFA Small Cap Fund paid $0.43.  The total for that account clocks in at $1.20.

All in all, the grand total comes to $6.63.  This is up $0.31 from last quarter, but down $1.39 from last year.

Interest clocked in at $4.54




This was a pretty active month for me on the buying front, with moves made in both the E-Trade and RobinHood accounts.  Over with the primary broker, I averaged down via single share purchases of AT&T (T), VF  Corp (VFC), Omega Healthcare (OHI), Franklin Resources (BEN), and Walgreen's Boots Alliance (WBA.

Over in the RobinHood account, I focused my attention on Vanguard ETF's.  These are similar to mutual funds, in that they are comprised of a multitude of companies, but they are a bit easier to deal with.  I made partial share micro-buys into the Vanguard Total Market Index (VTI), the Vanguard High Dividend Yield ETF (VYM) which has already paid me a dividend as you saw above, the Vanguard S&P 500 Index (VOO), and a Vanguard REIT ETF (VNQ).  I also made some $1-2 buys into the already established positions just to give it a nice boost.  I may continue doing that going forward.  It won't be a game changer, but it will make for steady progress.  Considering how many of those pay in the quarter ender, it also gives this block a chance of catching up in the future.

Despite all the action, I haven't gotten around to updating the portfolio post yet.  Could be done this weekend or I could just wait until the end of October.  I'll have to see how things play out.

All in all, this month was a mixed bag.  It was odd in that the quarterly numbers were all steady.  Most stayed even, but there were some that went up; despite this the YoY numbers were down.  I guess it was only a matter of time before those cuts caught up to me. The QoQ growth kind of tricks you, though.   Hopefully, with the buys, I'll be able to recoup those losses and get the numbers going back in the right direction.

We're in the home stretch of 2020.  It's been a gauntlet, to be sure, but you just have to put your head down and plow through.













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