October 2023 Dividend Income

 

Happy Halloween!  As October winds down, what better way to wrap things up than by seeing what treats the portfolio brought in over the last 31 days?  The quarter openers are generally my weakest month, but it should still be interesting, regardless.

Coca Cola (KO): $5.30   ($1.62 taxable/$3.68 IRA)

Paramount Global (PARA): $0.53

Vanguard S&P 500 ETF (VOO): $3.49   ($0.50 taxable/$2.99 IRA)

HP (HPQ): $0.29

iShares Core Dividend Growth ETF (DGRO): $5.07 ($0.41 taxable/$4.66 IRA)

Vanguard Dividend Appreciation Fund (VIG): $0.78

Kimberly Clark (KMB): $6.01   ($1.29 taxable/$4.72 IRA)

Vanguard S&P 500 Growth ETF (VOOG): $0.10

Iron Mountain (IRM): $4.16

Vanguard Utilities ETF (VPU): $0.63

AGNC: $1.48

Vanguard US REIT Fund (VNQ): $0.79

Franklin Resources (BEN): $3.46

GlobalXSuperdividend (SDIV): $0.24

Leggett & Platt (LEG): $2.47

Main Street Capital (MAIN): $0.26

Campbell's (CPB): $4.11 ($0.41 taxable/$3.70 IRA)

WisdomTree (DON): $0.03

Invesco High Dividend Low Volatility ETF (SPHD): $0.19

McCormick (MKC): $0.05

Stag Industrial (STAG): $0.13

Realty Income (O): $9.08 ($6.78 taxable/$2.30 IRA)

Best Buy (BBY): $11.77

Baird Aggregate Bond Fund: $4.61 (401K)

The taxable sub-total comes to $38.37, which isn't too bad all things considered.  The retirement accounts brought in $26.66.  All in all, the dividend total for the month comes to $65.03.  Still have a way to go before this breaks the triple digit mark, but it's not a bad number in its own right.

Interest clocked in at $4.50.

No real moves in the market this month, aside from the recurring buys.  I did shuffle some things around in the liquid capital front.  Sadly, the attempt to transfer my E-trade assets to Robinhood didn't go through.  I think it was Armanino that stopped it, but I can't be sure.  They do offer to do partial transfers, but I decided against it.  I'd still have two accounts to run and there's a transfer fee that would've rendered it more trouble than it was worth.

To even things out a bit, I did buy into Fundrise's IPO.  I was reluctant, as the minimum buy-in was a bit high and I didn't want to pull even more from my reserves, but it was only open for a narrow window of time.  I didn't want to wait another year and I figured this would be a good way to help lay the groundwork and gain some momentum for 2024.  It's not an income generator, but the price has trended upward, so here's hoping that works out.

Two months left in the year.  It's still a pretty sizable window of time to make progress, but it is moving into "crunch time" territory.  As the expression says, let's freaking go.

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Account Consolidation

It's no secret that the past few months have been a little stagnant.  It's been vexing, to say the least.  As such, I decided to make some moves.  

First, I closed one of my Capital One savings accounts.  It was only paying 0.4%, so I moved that into the account that is paying 4.3%.  That account didn't have a huge balance, but it should give a nice boost to the interest income going forward.

The more drastic move is my attempt to move my E-Trade assets over to Robinhood.  The latter site has become the more prominent in my investing as of late.  It's odd, as I originally saw it as a supplement, but there you go.  On top of that, Robinhood is offering all kinds of goodies: interest on cash, a stock lending program, and when I saw that they would match a portion of transfers, I knew that it was time to bid farewell to the site that got this investing journey started.   

Sadly, this wasn't quite as quick as the savings account closing.  It'll take a few days to process, but if it works, it should be for the best.  A lot of those fractional positions will be bolstered by shares that were in E-Trade.  Not only is that far fewer digits past the decimal, but it should also decrease the number of "loose change" dividends that appear in the dividend posts each month.

With more full share positions, the stock lending should also get a nice boost.  It's not a huge amount of income, but it is nice to see it when it does pop up. 

The one downside is that E-Trade actually shows you your projected income for the next year.  Now it'll have to be more of a "fly by the seat of your pants" operation.  Sure, that number was technically inaccurate, but it was at least a ball park.  

All in all, though, it's actually nice to concentrate things like this.  It makes for fewer directions to send money and it'll make updating the balance sheet less of a chore.  Whether this helps pave the way for 2024 remains to be seen, but there are perks, no doubt.

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September 2023 Dividend Income

 

Q4 has officially kicked off.  What better way to start than by looking at the last month's dividends?  Quarter ends are usually pretty bangin'.  This should be fun, let's get to it.

Unilever (UL): $0.31

SJW: $3.84 ($0.80 taxable/$3.04 IRA)

Intel (INTC): $0.14

Kroger (KR): $2.03

JM Smucker (SJM): $0.22

Pfizer (PFE): $1.33

IBM: $0.18

Sherwin Williams (SHW): $1.21 (IRA)

Johnson & Johnson (JNJ): $0.70

AGNC: $1.47

Target (TGT): $0.50

Walgreen's Boots Alliance (WBA): $1.60

Emerson (EMR): $0.40

Flowers Foods (FLO): $1.58

Microsoft (MSFT): $0.04

NextEra Energy (NEE): $3.00   ($0.19 taxable/$2.81 IRA)

Chevron (CVX): $0.49

J.P. Morgan Exchange Traded Fund (JEPI): $2.71 (IRA)

3M (MMM): $0.53

SpartanNash (SPTN): $1.13

Domino's (DPZ): $0.12

Wendy's (WEN): $2.73

Northrop Grumman (NOC): $0.47 (IRA)

VF Corp (VFC): $2.25

GlobalXSuperdividend (SDIV): $0.24

Hershey's (HSY): $2.38 (IRA)

ConEd (ED): $0.84

Kraft-Heinz (KHC): $2.00

Stag Industrial (STAG): $0.13

Stanley Black & Decker (SWK): $4.86 (IRA)

Kellogg (K): $0.89 (IRA)

Home Depot (HD): $4.18 (IRA)

Main Street Capital (MAIN): $0.57

Schwab US Dividend Equity Fund (SCHD): $5.73 ($0.70 taxable/$5.03 IRA)

McDonald's (MCD): $0.49

T. Rowe Price Group (TROW): $4.88 (IRA)

WisdomTree Midcap Dividend Fund (DON): $0.09

PepsiCo (PEP): $5.91 ($2.11 taxable/$3.80 IRA)

Nasdaq 100 Covered Call ETF (QYLD): $0.22

Scott's Miracle Gro (SMG): $7.92 (IRA)

Invesco High Dividend Low Volatility ETF (SPHD): $0.19

Exxon Mobil (XOM): $8.40  ($2.94 taxable/$5.46 IRA)

Lockheed Martin (LMT): $0.48

Vanguard High Dividend Yield ETF (VYM): $5.86  ($0.89 taxable/$4.97 IRA)

Vanguard Total Market ETF (VTI): $7.16  ($3.18 taxable/$3.98 IRA)

Realty Income (O): $9.04  ($6.74 taxable/$2.30 IRA)

Baird Aggregate Bond Fund: $4.19 (401K)

DFA US Small Cap Fund: $2.47  (401K)

See? Bangin'.  The taxable sub-total comes to $40.55, which isn't too shabby.  Retirement accounts brought in $67.55.  That brings the grand total to $108.10.  $7 higher than last quarter, not bad considering it's been a light quarter as far as money moves go.  DRIP and dividend increases made a pretty good impact, I'd say.  If I had kept track of said dividend increases, I could list them, but I haven't really done that in quite a while.  I should, though, shouldn't I.

Interest clocked in at $4.47

Speaking of money moves, I did reinstate the dollar a day buys into the silver exchange (SLV).  Slowly, but surely, I'm getting back to where I was earlier in the year.  I also made single share buys of Wendy's (WEN) and VF Corp (VFC).  It wouldn't be mind-blowing overall, but considering the last few months, it was a fairly active one.

Hopefully, I'll be able to get back on track to close out the year.  There's still 3 months to put things into place.  2024 should be something of a tipping point year, so the more I can do to set it up, the better.

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