March 2024 Dividend Income

 

A little later than I like, but the time has finally come to log the dividends for March.  Let's freaking go.

Intel (INTC): $0.14

AGNC: $1.58

J.M. Smucker (SJM): $0.22

JP Morgan Exchange Traded Fund (JEPI): $2.41 (IRA)

Yum Brands (YUM): $0.24

Main Street Capital (MAIN): $1.27

IBM: $0.19

Kroger (KR): $2.06

Johnson & Johnson (JNJ): $0.71

Sherwin Williams (SHW): $1.43 (IRA)

Chevron (CVX): $0.54

SpartanNash (SPTN): $1.17

Emerson (EMR): $0.49

Wendy's (WEN): $3.05

Microsoft (MSFT): $0.04

Target (TGT): $0.53

Pfizer (PFE): $1.39

Kellanova (K): $2.06 (IRA)

WK Kellogg (KLG): $0.73 (IRA)

SJW Group (SJW): $4.06 ($0.86/$3.20 IRA)

3M (MMM): $0.55

Flowers Foods (FLO): $1.61

GlobalXSuperdividend (SDIV): $0.32

NextEra Energy (NEE): $3.35 ($0.26/$3.09 IRA)

ConEd (ED): $0.88

Hershey's (HSY): $2.74 (IRA)

Stag Industrial (STAG): $0.15

Vanguard S&P 500 ETF (VOO): $3.66 ($0.57/$3.09 IRA)

Northrop Grumman (NOC): $0.66 (IRA)

Stanley, Black & Decker (SWK): $4.86 (IRA)

Walgreen's Boots Alliance (WBA): $0.87

Vanguard High Dividend Yield ETF (VYM): $5.17 ($0.76/$4.41 IRA)

McDonald's (MCD): $0.56

Home Depot (HD): $4.50 (IRA)

Strategy Gold Hedged Bond (GOLY): $0.06

Cheesecake Factory (CAKE): $1.35 (IRA)

VF Corp (VFC): $0.78

iShares Core Dividend Growth ETF (DGRO): $4.13 ($0.34/$3.79 IRA)

Unilever (UL): $0.41

Baird Aggregate Bond Fund: $5.80 (401K)

Blackrock (BLK): $0.14 (IRA)

T Rowe Price (TROW): $4.96 (IRA)

Vanguard S&P 500 Growth ETF (VOOG): $0.04

Schwab US Dividend Equity ETF (SCHD): $5.74 ($0.66/$5.08 IRA)

Invesco High Dividend Low Volatility ETF (SPHD): $0.16

DFA US Small Cap: $2.78 (401K)

Nasdaq 100 Covered Call ETF (QYLD): $0.31

Exxon Mobil (XOM): $9.54 ($3.12/$6.42 IRA)

Vanguard Dividend Appreciation ETF (VIG): $0.79

Scott's Miracle Gro (SMG): $7.92 (IRA)

Wisdom Tree (DON): $0.35

Vanguard US REIT ETF (VNQ): $0.81

Realty Income (O): $9.79 ($7.48/$2.31 IRA)

Vanguard Utilities ETF (VPU): $0.58

Vanguard Total Market ETF (VTI): $9.52 ($4.97/$4.55 (IRA)

Woof, that takes some doing.  The taxable sub-total came to $41.44.  Retirement accounts came in hard with $78.28.  All in all, the portfolio pulled in $119.72 in income this month.

Interest clocked in at $8.62.  This doesn't include the "foundation" account which brought in $0.04, It's a pittance now, but give it a couple of years.  This is gonna be cool.  

It was a seemingly light month on the purchase front.  There was one round of buys on Robinhood and I bought 1 share of Flowers Foods (FLO).

Luckily, Publix picked up the slack.  March is the month where the 401K match gets distributed, and we also get a dose of company stock.  It added a nice little kick to the balance sheet and the May dividends are going to be interesting.

That about wraps things up.  2024 continues to chug along and the "setup 2025" plan is going well so far.  We'll see how things progress as we move into the second quarter.

December 2023 Dividend Income

 

What better way to kick off the new year than to talk about dividends, am I right?  Dividends are awesome, December dividends especially so.  There's a lot to cover, so let's dive right in.

Intel (INTC): $0.14

Kroger (KR): $2.05

J.M. Smucker (SJM): $0.22

Pfizer (PFE): $1.34

Unilever (UL): $0.32

SJW Group (SJW): $3.85 ($0.81 taxable/$3.04 IRA)

Johnson & Johnson (JNJ): $0.71

AGNC: $1.52

Yum! (YUM): $0.20

Walgreen's Boots Alliance (WBA): $1.64

IBM: $0.19

Kellanova (K): $1.49 (IRA)

Target (TGT): $0.51

Sherwin Williams (SHW): $1.21 (IRA)

Chevron (CVX): $0.50

NextEra Energy (NEE): $3.00 ($0.19 taxable/$2.81 IRA)

Emerson (EMR): $0.41

Flowers Foods (FLO): $1.60

3M (MMM): $0.54

Kraft Foods (KHC): $2.05

Microsoft (MSFT): $0.04

Coca Cola (KO): $5.31 ($1.63 taxable/$3.68 IRA)

GlobalXSuperdividend (SDIV): $0.25

Home Depot (HD): $4.18 (IRA)

Domino's (DPZ): $0.12

Exxon Mobil (XOM): $9.16  ($3.09 taxable/$6.07 IRA)

Northrop Grumman (NOC): $0.49 (IRA)

Hershey's (HSY): $2.38 (IRA)

ConEd (ED): $0.85

Wendy's (WEN): $3.02

Main Street Capital (MAIN): $0.87

Stanley, Black & Decker (SWK): $4.86 (IRA)

WK Kellogg Co (KLG): $0.12 (IRA)

Vanguard S&P 500 ETF (VOO): $4.21 ($0.61 taxable/$3.60 IRA)

Stag Industrial (STAG): $0.13

Vanguard US REIT Fund (VNQ): $1.17

iShares Core Growth ETF (DGRO): $4.84 ($0.40 taxable/$4.44 IRA)

McDonald's (MCD): $0.55

SpartanNash (SPTN): $1.14

VF Corp (VFC): $0.78

Schwab US Dividend Equity ETF (SCHD): $6.54 ($0.80 taxable/$5.74 IRA)

Invesco High Dividend Low Volatility ETF (SPHD): $0.18

T. Rowe Price Group (TROW): $4.88 (IRA)

Vanguard Utilities ETF (VPU): $0.69

Vanguard High Dividend Yield ETF (VYM): $8.32 ($1.26 taxable/$7.06 IRA)

Vanguard S&P 500 Growth ETF (VOOG): $0.12

Realty Income (O): $9.15 ($6.85 taxable/$2.30 IRA)

Vanguard Dividend Appreciation ETF (VIG): $0.93

Vanguard Total Market ETF (VTI): $9.32 ($4.31 taxable/$5.01 IRA)

WisdomTree Midcap Dividend Fund (DON): $0.13

DFA US Small Cap: $16.02 (401K)

Lockheed Martin (LMT): $0.51

American EuroPacific Growth: $30.55 (401K)

Baird Aggregate Bond Fund: $7.27 (401K)

T Rowe Price Value Fund: $59.44 (401K)

The taxable sub-total comes to a respectable $45.37.  Retirement accounts, however, pulled in $176.64.  That brings the grand total to $222.01.  A solid number, no doubt, but it's actually down quite a bit from last year.  The T Rowe Price value fund dipped quite a bit this year.  It's a bit sad, especially after a year of further contributions, but it is what it is.  Like I said, it's hard to complain about the current number.  It just means that I need to bolster the other positions to make up the difference.

Interest clocked in at $7.13

 

Not a bad month on the buying front.  There were two rounds on Robinhood, but over on E-Trade, I made single share buys of Realty Income (O), Main Street Capital (MAIN), Gold Share Hedged Bond ETF (GLDB), and WisdomTree (DON).  These are all monthly payers.  Some of these I already had in my Robinhood account, but the gold ETF is a new one.  I'm still continuing building up my IAU position, but this pays, so it seemed to be worth an add.  Hopefully, bolstering these will help pick up the slack after a largely dormant 2023.  

What will 2024 bring?  Who's to say?

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September 2023 Dividend Income

 

Q4 has officially kicked off.  What better way to start than by looking at the last month's dividends?  Quarter ends are usually pretty bangin'.  This should be fun, let's get to it.

Unilever (UL): $0.31

SJW: $3.84 ($0.80 taxable/$3.04 IRA)

Intel (INTC): $0.14

Kroger (KR): $2.03

JM Smucker (SJM): $0.22

Pfizer (PFE): $1.33

IBM: $0.18

Sherwin Williams (SHW): $1.21 (IRA)

Johnson & Johnson (JNJ): $0.70

AGNC: $1.47

Target (TGT): $0.50

Walgreen's Boots Alliance (WBA): $1.60

Emerson (EMR): $0.40

Flowers Foods (FLO): $1.58

Microsoft (MSFT): $0.04

NextEra Energy (NEE): $3.00   ($0.19 taxable/$2.81 IRA)

Chevron (CVX): $0.49

J.P. Morgan Exchange Traded Fund (JEPI): $2.71 (IRA)

3M (MMM): $0.53

SpartanNash (SPTN): $1.13

Domino's (DPZ): $0.12

Wendy's (WEN): $2.73

Northrop Grumman (NOC): $0.47 (IRA)

VF Corp (VFC): $2.25

GlobalXSuperdividend (SDIV): $0.24

Hershey's (HSY): $2.38 (IRA)

ConEd (ED): $0.84

Kraft-Heinz (KHC): $2.00

Stag Industrial (STAG): $0.13

Stanley Black & Decker (SWK): $4.86 (IRA)

Kellogg (K): $0.89 (IRA)

Home Depot (HD): $4.18 (IRA)

Main Street Capital (MAIN): $0.57

Schwab US Dividend Equity Fund (SCHD): $5.73 ($0.70 taxable/$5.03 IRA)

McDonald's (MCD): $0.49

T. Rowe Price Group (TROW): $4.88 (IRA)

WisdomTree Midcap Dividend Fund (DON): $0.09

PepsiCo (PEP): $5.91 ($2.11 taxable/$3.80 IRA)

Nasdaq 100 Covered Call ETF (QYLD): $0.22

Scott's Miracle Gro (SMG): $7.92 (IRA)

Invesco High Dividend Low Volatility ETF (SPHD): $0.19

Exxon Mobil (XOM): $8.40  ($2.94 taxable/$5.46 IRA)

Lockheed Martin (LMT): $0.48

Vanguard High Dividend Yield ETF (VYM): $5.86  ($0.89 taxable/$4.97 IRA)

Vanguard Total Market ETF (VTI): $7.16  ($3.18 taxable/$3.98 IRA)

Realty Income (O): $9.04  ($6.74 taxable/$2.30 IRA)

Baird Aggregate Bond Fund: $4.19 (401K)

DFA US Small Cap Fund: $2.47  (401K)

See? Bangin'.  The taxable sub-total comes to $40.55, which isn't too shabby.  Retirement accounts brought in $67.55.  That brings the grand total to $108.10.  $7 higher than last quarter, not bad considering it's been a light quarter as far as money moves go.  DRIP and dividend increases made a pretty good impact, I'd say.  If I had kept track of said dividend increases, I could list them, but I haven't really done that in quite a while.  I should, though, shouldn't I.

Interest clocked in at $4.47

Speaking of money moves, I did reinstate the dollar a day buys into the silver exchange (SLV).  Slowly, but surely, I'm getting back to where I was earlier in the year.  I also made single share buys of Wendy's (WEN) and VF Corp (VFC).  It wouldn't be mind-blowing overall, but considering the last few months, it was a fairly active one.

Hopefully, I'll be able to get back on track to close out the year.  There's still 3 months to put things into place.  2024 should be something of a tipping point year, so the more I can do to set it up, the better.

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June 2023 Dividend Income: Total Defense

 

Q3/H2 of 2023 is officially underway.  As is tradition, we kick off the new month by looking back at the one that came before.  More specifically, we see what dividends came in, both because it's fun and because it's a good way to stay motivated as you fight to achieve financial freedom or just raise your fiscal power level in general.  With this being a quarter ending month, it should be a banger, so let's dive in to see how things played out.

GlobalXSuperdividend (SDIV): $0.44

Kroger (KR): $1.81

SJW: $3.84 ($0.80 taxable/$3.04 IRA)

Intel (INTC): $0.14

J.M. Smucker (SJM): $0.21

Johnson & Johnson (JNJ): $0.70

Sherwin Williams (SHW): $1.21 (IRA)

J.P. Morgan Exchange Traded Fund (JEPI): $2.92 (IRA)

AGNC: $1.41

Exxon Mobil (XOM): $8.55 ($2.92 taxable/$5.63 IRA)

Pfizer (PFE): $1.31

Microsoft (MSFT): $0.04

Emerson (EMR): $0.35

Yum: $0.19

Scott's Miracle Gro (SMG): $7.92 (IRA)

Target (TGT): $0.47

IBM: $0.18

3M (MMM): $0.49

Chevron (CVX): $0.49

iShares Core Dividend Growth ETF (DGRO): $3.40 ($0.28 taxable/$3.12 IRA)

Walgreen's Boots Alliance (WBA): $1.58

Northrop Grumman (NOC): $0.42 (IRA)

Realty Income (O): $8.94 ($6.64 taxable/$2.30 IRA)

Wendy's (WEN): $2.70

ConEd (ED): $0.84

Unilever (UL): $0.30

NextEra Energy (NEE): $2.99 ($0.18 taxable/$2.81 IRA)

Kellogg (K): $0.82 (IRA)

Stag Industrial (STAG): $0.13

Main Street Capital (MAIN): $0.49

Hershey's (HSY): $2.07 (IRA)

Home Depot (HD): $4.18 (IRA)

VF Corp (VFC): $0.32

McDonald's (MCD): $0.46

Invesco High Dividend Low Volatility ETF (SPHD): $0.16

Lockheed Martin (LMT): $0.48

Vanguard High Dividend Yield ETF (VYM): $6.44 ($0.99 taxable/$5.45 IRA)

Stanley Black and Decker (SWK): $4.80 (IRA)

Schwab US Dividend Equity ETF (SCHD): $5.69 ($0.70 taxable/$4.99 IRA)

Nasdaq 100 Covered Call ETF (QYLD): $0.22

Vanguard Total Market ETF (VTI): $7.41  ($3.28 taxable/$4.13 IRA)

WisdomTree Midcap Dividend Fund (DON): $0.08

T. Rowe Price (TROW): $4.88 (IRA)

American Europacific Growth Fund: $2.82   (401K)

Baird Aggregate Bond Fund: $3.66    (401K)

DFA US Small Cap: $2.60     (401K)

Taxable sub-total comes out to $31.78.  Retirement comes to $69.77.  That brings the grand total to $101.55.   By the skin of my freaking teeth.  Still, crossing the threshold is crossing the threshold, no matter how narrow the margin is.  That's a win.  Now all that's left is to get the quarter opener to this level.

Oh, and interest clocked in at $3.79.

For frame of reference, check out last quarter's and last year's posts.

It was a pretty light month on the stock purchase front.  I made some paltry buys on Robinhood (which you can read about here and here.)   I also bought a share of Leggett & Platt (LEG) and $50 into Best Buy.  

The portfolio has been updated accordingly.

All in all, not a bad way to kick off the second half of the year.  Hopefully, there will be a re-establishment of momentum in the months to come, but we'll see how things go.

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March 2023 Dividend Income: Wolf Fang Fist!

 

The first quarter of the year is over and it was...bumpy.  The craziness just won't stop. I'm holding the line fairly well, all things considered.  I keep reading about how dire things are for a lot of other people and how they're draining savings and running up credit card debt.  Haven't had to resort to that, thankfully, but it's no cake walk.  In tumultuous times, you turn to your port in the storm; which, in this case, is dividends.  That's right, this is money companies pay you even if you don't work for them.  It's a pretty sweet arrangement.  I've been tracking them for some time now and it is, once again, time to log the numbers for the past month.  This being a quarter end, it's a highlight for most investors.  For a while, the mid-quarter was my shining month, but the tide has turned the past few quarters.  Will that trend continue? Let's find out and dive right in.

Kroger (KR): $1.79

SJW Group (SJW): $3.84  ($0.80 taxable/$3.04 IRA)

Intel (INTC): $0.41

J.M. Smucker (SJM): $0.20

Nasdaq 100 Covered Call ETF (QYLD): $0.40

Pfizer (PFE): $1.30

Johnson & Johnson (JNJ): $0.66

J.P. Morgan Exchange Traded Fund (JEPI): $3.29 (IRA)

Microsoft (MSFT): $0.04

AGNC: $1.36

Chevron (CVX): $0.47

IBM: $0.18

Emerson (EMR): $0.33

Exxon Mobil (XOM): $8.35 ($2.89 taxable/$5.46 IRA)

Target (TGT): $0.44

Yum: $0.19

Sherwin Williams (SHW): $1.21 (IRA)

Scott's Miracle Gro (SMG): $7.92 (IRA)

Walgreen's Boots Alliance (WBA): $1.55

GlobalXSuperdividend (SDIV): $0.25

3M (MMM): $0.49

Realty Income (O): $5.81 ($3.52 taxable/$2.29 IRA)

Wendy's (WEN): $2.67

Northrop Grumman (NOC): $0.13 (IRA)

Kellogg (K): $0.29 (IRA)

ConEd (ED): $0.83

McDonald's (MCD): $0.44

Stag Industrial (STAG): $0.13

NextEra Energy (NEE): $2.95 ($0.14 taxable/$2.81 IRA)

Main Street Capital (MAIN): $0.43

Hershey's (HSY): $2.07 (IRA)

Flower's Foods (FLO): $1.49

VF Corp (VFC): $1.78

Unilever (UL): $0.26

Vanguard High Dividend Yield ETF (VYM): $5.10 ($0.80/$4.30 IRA)

Stanley Black & Decker (SWK): $4.80 (IRA)

Home Depot (HD): $4.18 (IRA)

Lockheed Martin (LMT): $0.45

Invesco High Dividend Low Volatility ETF (SPHD): $0.15

Schwab US Dividend Equity ETF (SCHD): $4.80  ($0.62 taxable/$4.18 IRA)

Vanguard Total Market ETF (VTI): $5.99  ($2.06 taxable/$3.93 IRA)

Vanguard Dividend Appreciation ETF (VIG): $0.73

Vanguard S&P 500 ETF (VOO): $3.40  ($0.43 taxable/$2.97 IRA)

iShares Core Dividend Growth ETF (DGRO): $3.89   ($0.31 taxable/$3.58 IRA)

Vanguard S&P 500 Growth ETF (VOOG): $0.09

Vanguard Utilities ETF (VPU): $0.57

Vanguard US REIT Fund (VNQ): $0.82

Domino's (DPZ): $0.11

Wisdom Tree (DON): $0.11

T. Rowe Price (TROW): $4.88 (IRA)

Baird Aggregate Bond Fund: $3.43 (401K)

DFA US Small Cap: $2.12

Whew, that's a doozy.  Ok, so the sub-total for the taxable income that can be used today came out to $32.69.  Not too bad.  The retirement income came out to $66.87.  That brings the grand total to $99.56.  

Gah! So close! You're killin' me, Smalls, killin' me softly.  Actually, I'm happy with that number overall.  We're starting to see momentum building.  

Interest clocked in at $2.97, so the overall passive income total does cross the 3 digit threshold.  Next quarter end is a lock, though

You're can already see the effect the Realty Income and VTI buys, which is kind of neat.  

Speaking of buys, I maintained my plan and also made some buys on Robinhood (which you can read about here, here, and here.  I also threw in an impromptu buy for a share of Westrock (WRK).  Publix also kicked in with its PROFIT plan and 401k match.  I missed out on it last year, so it was nice to see it juice up the balance sheet again.  You can see the fairly recently updated portfolio post here.

While 2023 is living up to my prediction, the quarter end continues to shine.  It's good to see progress being made.  Just have to keep pressing onward.

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December 2022 Dividend Income

 

2022 has officially wrapped.  From a macro standpoint, it was kind of a dumpster fire.  However, on the micro front, things went surprisingly smoothly.  The job consolidation ended up being a big boon and it enabled me to make fairly steady progress on both fiscal and physical fronts.  There may not have been any DBZ style leaps, but there was definite progression.  The MVP title has to go to Capital One.  Them doing away with their IRA savings accounts allowed me to move the needle in ways that I wouldn't have been able to otherwise. While I liked the security of the savings accounts, I do think this is better.  More growth and it isn't like the investments in those accounts are particularly risky so I don't need to sweat it.  

Enough of that, though, this is the dividend post, so it stands to reason that we get to them.  December is always a showstopper for investors be they veterans or neophytes.  Last year's record breaker was a testament to that.  Will this month's live up to the hype?  Let's find out, shall we?

Kroger (KR): $1.78

SJW (SJW): $3.57 ($0.69 taxable/$2.88 IRA)

Intel (INTC): $0.41

JM Smucker (SJM): $0.20

Sherwin Williams: $1.20 (IRA)

Pfizer (PFE): $1.26

Johnson & Johnson (JNJ): $0.65

Microsoft (MSFT): $0.04

Exxon Mobil (XOM): $8.21 ($2.75 taxable/$5.46 IRA)

Yum! (YUM): $0.18

Emerson (EMR): $0.33

Unilever (UL): $0.20

AGNC: $1.31

JP Morgan Exchange Traded Fund (JEPI): $4.88 (IRA)

Scott's Miracle Gro (SMG): $7.92 (IRA)

Walgreen's Boots Alliance (WBA): $1.53

Schwab US Dividend Equity ETF (SCHD): $5.54 ($0.62 taxable/$4.92 IRA)

Target (TGT): $0.44

IBM: $0.18

3M (MMM): $0.48

Chevron (CVX): $0.44

GlobalXSuperdividend (SDIV): $0.13

Coca Cola (KO): $5.00 ($1.48 taxable/$3.52 IRA)

Realty Income (O): $3.62 ($1.39 taxable/$2.23 IRA)

Wendy's (WEN): $1.33

Main Street Capital (MAIN): $0.26

ConEd (ED): $0.69

NextEra Energy (NEE): $2.64 ($0.09 taxable/$2.55 IRA)

Stag Industrial (STAG): $0.13

McDonald's (MCD): $0.42

Home Depot (HD): $3.80 (IRA)

Hershey's (HSY): $2.07 (IRA)

Flowers Foods (FLO): $1.48

iShares Core Dividend Growth ETF (DGRO): $4.29 ($0.35 taxable/$3.94 IRA)

VF Corp (VFC): $2.77

Vanguard Utilities ETF (VPU): $0.59

Vanguard High Dividend Yield ETF (VYM): $6.93 ($1.08 taxable/$5.85 IRA)

Stanley Black & Decker (SWK): $4.80 (IRA)

Invesco High Dividend Low Volatility ETF (SPHD): $0.15

Vanguard Dividend Appreciation ETF (VIG): $0.68

Vanguard S&P 500 Growth ETF (VOOG): $0.08

Vanguard S&P 500 ETF (VOO): $3.82 ($0.48 taxable/$3.34 IRA)

Vanguard Total Market ETF (VTI): $5.29 ($0.64/$4.65 IRA)

Vanguard US REIT Fund (VNQ): $1.22

Wisdom Tree (DON): $0.11

T. Rowe Price (TROW): $4.80 (IRA)

Kraft-Heinz (KHC): $1.77

SpartanNash (SPTN): $1.08

Lockheed Martin (LMT): $0.45

Domino's (DPZ): $0.10

DFA US Small Cap: $25.12 (401K)

T. Rowe Price Value Fund: $114.39  (401K)

American EuroPacific Growth: $7.48 (401K)

Baird Aggregate Bond Fund: $3.52 (401K)

So, when all is said and done, I received a moderate $32.44 in taxable accounts.  Retirement contributions on the other hand, threw in $219.32.  Grand total comes to a whopping $251.76.  That is how you end a year.  It didn't quite hit the 2X mark compared to last year, but it was pretty darn close.  That T. Rowe Price fund in the 401K is mind blowing.  The growth isn't quite what it was last year, but that's still a pretty sizable leap.  Of course, now one can't help but wonder what next year's number will look like.  But we have a way to go before that point and quite a lot to do in the meantime.

Interest clocked in at $2.20

Aside from DRIP and 401K contributions, there were no buys this month.  Crazy, right?  I was expecting a sizable expense in regard to the car, but thankfully, that turned out to be fairly minor.  I also thought it best to build up a cash supply to give myself a buffer for the year, both for the looming macro threats as well as the endeavors that I laid out for myself.

I'm not sure the mid-quarters can keep up with this, to be honest.  It's a little sad.  It put up a valiant fight and held the title for quite some time, but it seems like December has cemented itself as the record breaker for the years to come.  Maybe one year, I'll focus my stock buys exclusively on mid-quarter payers to bring it back into the fight, but that's something to ponder later on down the line. 

 Let's see what we can do in 2023.  There will be headwinds, to be sure.  This may be the toughest year to date, but there's still a way to win.

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September 2022 Dividend Income: I Don't Want to Come Back Down From This Cloud

 

We move one step closer to the end of 2022.  In fact, we enter the final stretch as the fourth quarter of the year begins.  For most investors, the quarter end is the highlight month for dividends.  Historically for me, that hasn't been the case, but things can always change and 2022 has been pretty crazy, so an upheaval wouldn't be that surprising.  Will it turn out to be the case?  Let's find out, shall we?

Kroger (KR): $1.74 

SJW: $3.52 

Intel (INTC): $0.28 

Unilever (UL): $0.17 

JM Smucker (SJM): $0.19

Johnson & Johnson (JNJ): $0.61

Pfizer (PFE): $1.25

Microsoft (MSFT): $0.03

Emerson (EMR): $0.33

Exxon Mobil (XOM): $7.81

Yum (YUM): $0.17

Lumen (LUMN): $1.44

Walgreen’s Boots Alliance (WBA): $1.04

AGNC: $1.27

Target (TGT): $0.41

Chevron (CVX): $0.41

3M (MMM): $0.47

GlobalXSuperdividend (SDIV): $0.14

Realty Income (O): $3.54

Wendy’s (WEN): $1.32

ConEd (ED): $0.57

Main Street Capital (MAIN): $0.13

Stag Industrial (STAG): $0.10

NextEra Energy (NEE): $2.61

Hershey’s (HSY): $2.07

Home Depot (HD): $3.80

McDonald’s (MCD): $0.34

Flowers Foods (FLO): $1.46

VF Corp (VFC): $1.69

Vanguard Dividend Appreciation Fund (VIG): $0.50

Vanguard High Dividend Yield Fund (VYM): $5.45

Kraft Heinz (KHC): $1.75

Invesco High Dividend Low Volatility ETF (SPHD): $0.11

Lockheed Martin (LMT): $0.40

Schwab US Dividend Equity Fund (SCHD): $4.89

Main Street Capital (MAIN): $0.06

Nasdaq 100 Covered Call ETF (QYLD): $0.19

Vanguard Total Market ETF (VTI): $4.48

Vanguard REIT Fund (VNQ): $0.95

Wisdom Tree (DON): $0.05

Schwab US Dividend Equity fund (SCHD): $4.46

T.Rowe Price (TROW): $4.80

That brings the sub-total to a whopping $67.  This does include IRA dividends as well.  I'll need to figure out a way to separate those at some point.  So, no, that's not a taxable sub-total.  Still a pretty hefty chunk of change, especially in comparison to last quarter and last year.

The 401K also threw in a little bit

 

Baird Aggregate Bond fund: $2.08

DFA US Small Cap: $1.63

That sub-total comes to $3.71

All in all, dividends clocked in at $70.71.  That is how you end a quarter. It even beat the most recent mid-quarter total.  Those IRA buys clearly made a difference and set things right, allowing the quarter end to reclaim its throne.... well for now anyway.  In the meantime, though, I'm really looking forward to seeing what sort of numbers December ends up presenting.  Considering the humdigger last year's was, this one should be quite a bit of fun.  Admittedly, I was hyped before, but with these IRA moves, it just makes it that much more enticing.

Interest clocked in at $1.21.  Yeah, the contrast between saving and investing is pretty stark.  Still, it's better than nothing and Current is starting to pick up steam.  I'm at semi-daily payments now.  Sure, it's just a penny here and there, but momentum is momentum.

I welcome any positive movement, especially as the balance sheet got clobbered this past month.  Diminished assets and higher liabilities; no bueno.  This coming month is going to be even worse on that front.  I'm going to do what I can to cushion the blow, but it'll still be pretty fugly.  

Will still be investing what I can, of course.  These downturns are a bit of a gut-punch, and it can be frustrating to work and invest only to see the numbers shrink, but you just have to think of that fiscal zenkai boost that'll come when the market does bounce back.  

Speaking of investing, that acts as a nice segue to the next portion of the post.

In addition to the buys on Robinhood (which you can read about here, here, here, and here) I also made single share purchases of Paramount Global (PARA), AT&T (T), and Walgreen's Boots Alliance (WBA) over on E-Trade.

Over in the IRA's, I bought 6 shares of Stanley Black & Decker (SWK), 7 shares of Schwab's US Dividend Equity Fund (SCHD), 8 shares of JP Morgan ETF Trust (JEPI), 4 shares of Kimberly Clark (KMB), 12 shares of Scott's Miracle Gro (SMG), and 12 shares of iShares Core Dividend Growth ETF (DGRO).

I also sold off my position in Store Capital (STOR) after hearing that they were being sold.  I don't think I ended up getting a dividend from them, which is a shame (especially since they announced one last dividend increase shortly after,) but the announcement did drive the price up, so I got a pretty good return on that front.  That did help pay for one of those buys, though I honestly don't remember which one off the top of my head.

That marks the last of the IRA capital.  It's sad.  I'm not going to lie, that was fun.  Now all I can do is wait for the dividends to replenish the cash supply until it hits a point where I can make a substantial buy.  I mean, technically, now that I have a working printer, I can put money in, but truth be told, I'll be firing money in so many directions over the next year or so that I don't mind putting that on hold for a little while.  At least that prevents me from having to set up another account either on E-trade or somewhere else.

The portfolio has been updated accordingly.

September was an interesting month overall.  There's still one quarter left to go.  Plenty of time to move the needle and set the stage for 2023. 

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Robinhood Buys: 9/27/22

 

iShares Core Dividend Growth ETF (DGRO): $2

Vanguard S&P 500 ETF (VOO): $2

McDonald's (MCD): $2

WisdomTree Midcap fund (DON): $2

SJW Group (SJW): $2

Vanguard Total Market ETF (VTI): $2

Johnson & Johnson (JNJ): $2

Coca-Cola (KO): $2

PepsiCo (PEP): $2

Realty Income (O): $2

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Robinhood Buys: 9/13/2022

 

Stag Industrial (STAG): $2

iShares Core Dividend Growth ETF (DGRO): $2

Intel (INTC): $2

Vanguard Dividend Appreciation ETF (VIG): $2

McDonald's (MCD): $2

Vanguard S&P 500 ETF (VOO): $2

Johnson & Johnson (JNJ): $2

Schwab US Dividend Equity ETF (SCHD): $2

Exxon Mobil (XOM): $2

Target (TGT): $2

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Robinhood Buys: 8/30/2022

 

iShares Core Dividend Growth ETF (DGRO): $2

Intel (INTC): $2

Vanguard Total Market ETF (VTI): $2

Stag Industrial (STAG): $2

Vanguard S&P 500 ETF (VOO): $2

General Dynamics (GD): $2

Schwab US Dividend Equity ETF (SCHD): $2

Unilever (UL): $2

Johnson & Johnson (JNJ): $2

Target (TGT): $2

Been a while since we've done this.  

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Robinhood Buys: 7/20/2022

 

Schwab US Dividend Equity ETF (SCHD): $2

Johnson & Johnson (JNJ): $2

Vanguard Dividend Appreciation ETF (VIG): $2

McDonald's (MCD): $2

iShares Core Dividend Growth ETF (DGRO): $2

Kroger (KR): $2

Invesco High Dividend Low Volatility ETF (SPHD): $2

General Dynamics (GD): $2

SJW Group (SJW): $2

Vanguard S&P 500 ETF (VOO): $2

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June 2022 Dividend Income: Damn It, He's Learning As He Writes

 

The first half of the year is done, and it has been a doozy.  Near the end of 2021, I saw memes talking about how "2022" sounds like "2020 II" with subsequent freaking out.  I dismissed them at first, but I've gotta hand it to 'em, they turned out to be right.  Still, we press on; and what better way is there to kick off the second half of the year than by talking about something positive?  With the start of the new month, it is customary to review the dividends that had come in the month prior. For most investors, the quarter-end is the heavy hitter, though that hasn't usually been the case for me. Will this be the month that it proves to be the case?  Let's find out by diving right in.

Invesco High Dividend Low Volatility ETF (SPHD): $0.09 

Intel (INTC): $0.18

SJW Group (SJW): $0.57 

J.M. Smucker (SJM): $0.19 

Kroger (KR): $1.37 

Nasdaq 100 Covered Call ETF (QYLD): $0.13 

Johnson & Johnson (JNJ): $0.54 

AGNC: $1.11 

Microsoft $0.03 

Exxon Mobil (XOM): $2.42 

Lumen Technologies (LUMN): $1.41 

Pfizer (PFE): $1.24 

Walgreen’s Boots Alliance (WBA): $1.02 

Chevron (CVX): $0.34 

Emerson (EMR): $0.18 

IBM: $0.15 

Target (TGT): $0.26 

Yum: $0.16 

3M (MMM): $0.47

GlobalXSuperdividend (SDIV): $0.14

Realty Income (O): $1.29

Wendy’s (WEN): $1.19

iShares Core Dividend Growth ETF (DGRO): $0.16

ConEd (ED): $0.54

NextEra Energy (NEE): $0.01

Stag Industrial (STAG): $0.08

Main Street Capital (MAIN): $0.09

Unilever (UL): $0.11

VF Corp (VFC): $1.18

McDonald’s (MCD): $0.33

Flowers Foods (FLO): $1.45

Kraft Heinz (KHC): $1.69

Lockheed (LMT): $0.35

Vanguard High Dividend Yield ETF (VYM): $1.78

Vanguard Dividend Appreciation ETF (VIG): $0.43

Schwab US Dividend Equity Fund (SCHD): $0.34

Vanguard Utilities ETF (VPU): $0.52

Vanguard US REIT Fund (VNQ): $0.59

Vanguard S&P 500 Growth Fund (VOOG): $0.06

Vanguard Total Market ETF (VTI): $0.44

Nasdaq Covered Call ETF (QYLD): $0.19

Wisdom Tree (DON): $0.06

That brings the sub-total to $24.88.  This is, of course, just the taxable numbers.  The 401K also threw in a bit.

American EuroPacific Growth Fund   $2.12

Baird Aggregate Bond Fund: $1.62

That brings that sub-total to $3.74

Grand total comes to $28.62.  That is up $5.97 from last quarter, down from $1.62 from last year, and nowhere close to the mid-quarter month.

Interest clocked in at $4.93

In addition to the Robinhood buys (which you can read about here, here, here, here, and here) I made single share buys of Paramount Global (PARA), AGNC, Vanguard's High Dividend Yield ETF (VYM), and Vanguard's S&P 500 ETF (VOO).  Also nabbed three shares each of Pepsi (PEP) and Procter and Gamble (PG). It's more substantial than usual, especially considering I'm supposed to be hunkering, but there was a bit of a shake-up in some things that is going to make the next couple of months very interesting.  I'll go into more detail next month, where you'll really see the impact. 

But wait! I wasn't done yet.  I also set up accounts with Current and Fundrise. One gives me more real estate exposure while the other gives me an FDIC insured stash that brings in a whopping 4% in interest.  Sadly, the daily payouts don't kick in until you've built up a higher balance.  It's understandable, I guess, but still disappointing.  It'll get there.  In the meantime, 4% is still 4%.  

Man, June was an active month.  Honestly, I didn't even realize it until I had everything written out.  That's awesome, though. That's how you bring the end of the first half of the year to a close.  Hopefully that momentum carries over into the second half.  Seems like this year can use all the positive momentum it can get.  

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Robinhood Buys: 6/29/2022

 

Unilever (UL): $2

General Dynamics (GD): $2

Johnson & Johnson (JNJ): $2

ConEd (ED): $2

Coca-Cola (KO): $2

Target (TGT): $2

Realty Income (O): $2

WisdomTree Midcap Fund (DON): $2

Exxon Mobil (XOM): $2

NextEra Energy (NEE): $2

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Robinhood Buys: 6/9/2022

 

And away we go.

Invesco High Dividend Low Volatility ETF (SPHD): $2

PepsiCo (PEP): $2

NextEra Energy (NEE): $2

Vanguard Total Market ETF (VTI): $2

Intel (INTC): $2

Schwab US Dividend Equity Fund (SCHD): $2

Johnson & Johnson (JNJ): $2

Chevron (CVX): $2

Kraft-Heinz (KHC): $2

McCormick (MKC): $2

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Robinhood Buys: 6/1/2022

 

A round of stock buys seems like a good way to kick off the month.

Nasdaq 100 Covered Call ETF (QYLD): $3

Johnson & Johnson (JNJ): $3

Sprague Resources (SRLP): $3

Vanguard Dividend Appreciation ETF (VIG): $3

Hormel (HRL): $3

Kroger (KR): $3

PepsiCo (PEP): $3

Exxon Mobil (XOM): $3 

NextEra Energy (NEE): $3

Unilever (UL): $3

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Robinhood Buys: 5/4/2022

 

Vanguard US REIT Fund (VNQ): $3

SJW Group (SJW): $3

Vanguard Total Market ETF (VTI): $3

Lumen Technologies (LUMN): $3

Kinder Morgan (KMI): $3

Exxon Mobil (XOM): $3

McCormick (MKC): $3

Starbucks (SBUX): $3

Johnson & Johnson (JNJ): $3

Target (TGT): $3

The brackets are put on hold, which means that we'll be having weekly wild card rounds for the next few months.  When "season" kicks back in, the rotation will come back as it has before.  My main goal for the next few months is to try and create as many full share positions as possible.  This is because when you cross that threshold on Robinhood, the number of digits past the decimal drops from six to two.  It is going to make updating the portfolio soooooo much easier.  I'm obviously hitting the cheaper stocks so that they can get knocked out relatively quickly, but hitting the pricier ones is also going to be necessary.  You'll probably be seeing those names pop up more frequently as I chip away at those gaps, but it will still achieve the desired result.

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